No Interest. No Bank Loan. Own Your Home in Installments.

No interest. No bank loan. A trusted way to own property in Türkiye.

Why Zkolay?

Invest in your future, not in bank interest.

Own property in Türkiye with no interest, no bank loan, and a transparent payment plan.

Interest-Free Payments

No interest at any stage. The agreed price never changes, and your total payment is known from the beginning.

No Bank Loan Required

No bank application, no loan approval, and no credit score requirement. A simpler path to homeownership.

Move In Sooner

With a suitable down payment, your home is allocated to you, allowing you to move in while continuing your payments.

Flexible Installments

Enjoy long-term payment plans tailored to your budget.

Own a Home in Türkiye in 4 Steps

Interest-free homeownership made simple.

No bank loans. No complicated financing process. Own a home in Türkiye in just four simple steps.

Choose Your Property

Select the location and apartment type that best suits you.

Create Your Payment Plan

Together, we build an interest-free installment plan that fits your budget.

Make Your Down Payment

Sign your agreement with a suitable down payment and start the process.

Receive Your Key

Move in on the delivery date while continuing your installments.

Frequently Asked Questions

What you may be wondering

How can I get information or a quote?

You can click the 'Get Info' button on the project you're interested in, or reach us by phone, WhatsApp or e-mail. Our advisor will get back to you as soon as possible.

Can I buy as a foreign national?

Yes. Foreign nationals can acquire real estate in Türkiye. We support you throughout the entire process, including title deed transactions, the appraisal report and the preparation of the required documents.

Is the consultation service paid?

No. Our initial consultation, project matching and advisory services are completely free of charge.

Which cities do you serve?

We facilitate projects in all 81 provinces across Türkiye. Just let us know the city or region you are interested in.

Are online meetings possible?

Of course. Even if you are abroad or in another city, you can review projects in detail via video call and ask all your questions live.

Get Started Today

Own your dream home with no interest.

Let us prepare your personalized payment plan in just a few minutes. Our expert advisors are here to help you find the best interest-free and no bank loan solution.

Call Now +90 212 223 04 00 Chat on WhatsApp